Payment Scam
UPI payment reversal scam
Scammers trick victims into sending money under the pretense of reversing a payment.
💳 What is this scam?
Scammers claim they accidentally sent money and ask you to return it, but the payment is fake or fraudulent.
🧠How the scam works
- Fake payment screenshot sent
- Urgent request to refund
- Victim sends real money
🔴 Red flags
- OTP requests
- Fake transaction messages
✅ What you should do
- Check your bank app directly
- Never send money without confirmation
- Contact bank support
Red Flags to Watch For
- âš Unsolicited payment notifications
- âš Urgent request to return money
- âš Request for OTP or account details
- âš Pressure to act quickly
- âš Suspicious payment screenshots
How to Protect Yourself
- ✓Verify all payments in your bank/UPI app
- ✓Never share OTPs with anyone
- ✓Contact your bank if unsure about a transaction
- ✓Don't return money without proper verification
- ✓Report suspicious transactions immediately